Energy Conservation & Carbon Reduction
We actively promote plans to reduce our impact on the environment and pursue a sustainable and balanced development.
GHG Management
As a financial service provider, CDF has the bulk of GHG emissions resulting from externally purchased electricity as well as gasoline and natural gas consumed by facilities and vehicle fleet during operations. In 2016, CDF kicked off the ISO 14064-1 GHG inventory and verification. Since 2017, CDF has expanded the scope of GHG inventory and verification, and in 2020 covered major office buildings and 53 branches of KGI Bank, or 62.1% of employees at home and abroad. To make a carbon-reduction plan for controlling GHG emissions effectively, we have not only expanded the scope of coverage but also expanded the scale for indirect emissions. In 2020, the total GHG emissions (Scope 1 and Scope 2) were down 952.14 metric tons of CO2e, or 105.3%, from 2016 and down 1,233.82 metric tons of CO2e vs. the goal in 2020 (meeting the medium-term objective of 2.5% reduction), and per-capita emissions were down 0.26 metric tons of CO2e, or 106.5%, from 2016.
Target
  • GHG emission down 2.5% vs. 2016 
  • Expand the scope of ISO 14064-1 GHG inventory
  • Pass the third-party annual certification of ISO 14001 (environmental management system) 
Project
  • Promote energy conservation and carbon reduction programs in the workplace 
  • Continue expanding the certification of ISO 14064-1 (greenhouse gas inventory)
  • Continue participating in the annual certification of ISO 14001 (environmental management system) 
Performance
  • Achieved the unaudited coverage of ISO 14064-1 GHG inventory at 97.8% (Note 1) and 75.5% verified with statements
  • Passed the ISO 14064-1 GHG inventory and verification
  • Passed the third-party certification of ISO 14001 (environmental management system) 
  • Achievement rate: 100% 
Target
Implement other indirect GHG emission (Category 3~6) inventory
Project

Extend the scale of other indirect GHG emission inventory:

  • Business trips 
  • Delivery of photocopy paper 
  • Delivery of bank receipt to post offices 
  • Delivery of credit cards and credit card bills to post offices 
  • Delivery of packages 
  • Delivery of shareholder meeting notices to post offices 
  • Delivery of cash dividend payment notices to post offices 
  • Power transmission and distribution losses 
  • Diesel oil transmission and distribution losses 
  • Gasoline transmission and distribution losses 
  • Natural gas transmission and distribution losses 
  • Electricity use of ATMs 
  • Printer repair and maintenance under contract 
  • Waste directed to disposal 
Performance
  • Other indirect GHG emissions: 6,237.65 metric tons of CO2e
  • Achievement rate: 100%
GHG emissions
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Energy Management
In response to the government's renewable energy policy, CDF is also actively developing and promoting feasible low-carbon solutions to reduce environmental impacts as much as possible, so as to strike a balance between environmental sustainability and company growth.
Target

Reduce electricity 97.61% consumption by 2.5% vs. 2016

Project
  • Replace old AC and lighting equipment at the headquarters and branches with eco-friendly, power-saving and energy-efficient equipment
  • Moderate duration of signage lighting usage
Performance
  • Achieved estimated savings of 158,400 kWh, equivalent to a reduction of 80.64 metric tons CO2e; saved electricity by 693,200 kWh, or 103% (Note 1), and saved electricity per capita by 346.50 kWh, or 104.1% (Note 1) vs. 2016
  • Achievement rate: 103%

Note 1: Given the change in the scope of data, the GHG emission targets in 2020 were estimated at a 2.5% reduction from the coverage and targets in 2016.
2020 targets = (Total data in 2016 / Data coverage in 2016) x 97.5% (expected reduction of 2.5%) x 97.8% (Data coverage in 2020).

 
Target
Support the government's renewable energy policy
Project
Purchase renewable energy certificates
Performance
  • Acquired 34 biomass energy certificates, equivalent to 34,000 kWh of green power, through the "National Renewable Energy Certification Center" on December 1, 2020
  • Achievement rate: 100%
Energy Consumption
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Water Resource management
CDF addresses itself in saving and protecting water resources by replacing old air-conditioning equipment and installing eco-label certified water-saving and sensor-embedded equipment, so as to improve the efficiency of water use; in addition, CDF continuously conveys water-saving initiatives to employees. Total tap water consumption in 2020 decreased by 1.6% and per-capita water consumption decreased by around 6.4% vs. 2016.
Target
Reduce water consumption by 2% vs. 2016
Project
  • Sensor-embedded equipment
  • Preferential purchase policy for water conservation eco-label certified equipment
  • Promote water conservation measures to employees
Performance
Reduced water consumption by 1.6% and per-capita use by 6.4%
Achievement rate 100%
Target
Plan rainwater harvesting facilities
Project
CDF’s new headquarters comes with rainwater harvesting facilities to water the lawn without adding use of tap water
Performance
Launched rainwater-harvesting facilities
Achievement rate 100%
Water Resource management
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Waste Reduction & Management
As a financial services provider, CDF creates a milder environmental impact in the operations compared to the manufacturing industry. The waste produced is mostly general trash, not industrial waste containing toxic materials that require special treatment. To maximize contribution to the environment, we encourage our employees to recycle waste. While increasing the employees' awareness of waste reduction and recycling, we continue expanding the scope of waste inventory. In 2020, we recycled 439.89 metric tons of waste, accounting for 98.9% of total waste, the same level as of 2016. Total waste reached 444.94 metric tons of waste, showing a reduction of 15.5% from 526.78 metric tons in 2019, 23.5% in comparison to 2016, and a reduction of 29.7% per capita.
Target
Recycling Observation
Project
  • Collect statistics on recyclable and non-recyclable waste
  • Start tracking the weighting of recyclables in aggregate waste volume
Performance
Recycled a total 439.89 metric tons of waste, constituting 98.9% of total waste
Achievement rate 100%
Waste Reduction & Management
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Green Finance
Through green energy investment, green credit and green underwriting, we promote the transformation of Taiwan s energy industry towards sustainable development